East West Bancorp Reports Record Net Income for 2025 of $1.3 Billion and Diluted Earnings Per Share of $9.52; Increases Dividend 33%

PASADENA, Calif.--(BUSINESS WIRE)--East West Bancorp, Inc. (“East West” or the “Company”) (Nasdaq: EWBC), parent company of East West Bank, reported its financial results for the full year and fourth quarter of 2025. Full year 2025 net income was $1.3 billion, or $9.52 per diluted share. Fourth quarter 2025 net income was $356 million, or $2.55 per diluted share. Full-year returns on average assets were 1.70%, returns on average common equity were 16.0%, and book value per share grew 15.9% year-over-year. “2025 marked another record year for revenue, net interest income, fees, noninterest income, net income, and earnings per share,” said Dominic Ng, Chairman and Chief Executive Officer. “Our results underscore the breadth of value we provide our clients. I am particularly proud of our associates’ focus on driving growth in business checking account relationships. We added thousands of new business accounts in 2025 and experienced healthy growth in noninterest-bearing deposit balances. In doing so, we strengthened the durability of our business, generated a 17% return on average tangible common equity1 for shareholders, and increased tangible book value per share1 by 17% year-over-year,” Ng continued. “Credit trends remained resilient, with net charge-offs and criticized loans both declining quarter-over-quarter,” Ng continued. “Given our strong capital and profitability, we are pleased to announce the board declared a $0.20 increase in our quarterly common stock dividend to $0.80 per quarter. We remain committed to delivering top-tier shareholder returns, supported by prudent balance sheet growth, industry-leading efficiency, and sound risk management,” concluded Ng. FINANCIAL HIGHLIGHTS Year Ended Year-over-Year Change ($ in millions, except per share data) December 31, 2025 December 31, 2024 $ % Total Revenue $ 2,932 $ 2,614 $ 318 12 % Net Income 1,325 1,166 159 14 Pre-tax, Pre-provision Income2 1,891 1,661 230 14 Diluted Earnings per Share $ 9.52 $ 8.33 $ 1.19 14 Book Value per Share $ 64.68 $ 55.79 $ 8.89 16 Tangible Book Value per Share1 $ 61.27 $ 52.39 $ 8.88 17 % Return on Average Assets 1.70 % 1.60 % — 10 bps Return on Average Common Equity 16.01 % 15.93 % — 8 bps Return on Average Tangible Common Equity1 16.99 % 17.05 % — -6 bps Total Stockholders’ Equity to Assets Ratio 11.06 % 10.17 % — 89 bps Tangible Common Equity Ratio1 10.54 % 9.60 % — 94 bps Total Deposits $ 67,083 $ 63,175 $ 3,908 6 % Total Loans $ 56,899 $ 53,727 $ 3,172 6 % Total Assets $ 80,435 $ 75,976 $ 4,459 6 % 1 Return on average tangible common equity, tangible book value per share, and tangible common equity ratio are non-GAAP financial measures. See reconciliation of GAAP to non-GAAP measures in Table 16 of East West’s detailed 4Q25 earnings release and financial tables, available at www.eastwestbank.com/investors. 2 Pre-tax, pre-provision income is a non-GAAP financial measure. See reconciliation of GAAP to non-GAAP financial measures in Table 15 of East West’s detailed 4Q25 earnings release and financial tables, available at www.eastwestbank.com/investors. Earnings Press Release and Financial Tables East West’s fourth quarter and full year 2025 earnings press release with accompanying financial tables can be accessed at www.eastwestbank.com/investors. Conference Call East West will host a conference call to discuss fourth quarter and full year 2025 earnings with the public on Thursday, January 22, 2026, at 2:00 p.m. PT/5:00 p.m. ET. The public and investment community are invited to listen as management discusses fourth quarter and full year 2025 results and operating developments. The following dial-in information is provided for participation in the conference call: calls within the U.S. - (877) 506-6399; calls within Canada – (855) 669-9657; international calls – (412) 902-6699. A presentation to accompany the earnings call, a listen-only live broadcast of the call, and information to access a replay one hour after the call will all be available on the Investor Relations page of the Company’s website at www.eastwestbank.com/investors. About East West East West provides financial services that help customers reach further and connect to new opportunities. East West Bancorp, Inc. is a public company (Nasdaq: “EWBC”) with total assets of $80.4 billion as of December 31, 2025. The Company’s wholly-owned subsidiary, East West Bank, is the largest independent bank headquartered in Southern California, and operates over 110 locations in the United States and Asia. The Bank’s markets in the United States include California, Georgia, Illinois, Massachusetts, Nevada, New York, Texas, and Washington. For more information on East West, visit www.eastwestbank.com. Forward-Looking StatementsRead the full story here

East West Bancorp Reports Record Net Income for 2025 of $1.3 Billion and Diluted Earnings Per Share of $9.52; Increases Dividend 33%

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